Companies are becoming more flexible and more pioneering all the time. The surge in technological development in the last decade combined with the Internet of Things has made it possible for businesses to be paid anywhere and thus do business anywhere. Software and network supplier Cisco predicts that by 2020, 50 billion devices all over the world will be connected to the internet, which will further lower the barriers to creating and running a small business. Mobile apps are a vital part of this revolution.
Mobile apps are helping companies boost sales and provide better customer service
There are many reasons why small businesses are taking on smartphone apps to help them get paid faster. Not only is getting paid on the day you provide products or services better for your cashflow, but it’s more convenient for your valued customers. Think of how often you’ve been strapped for cash and miles from an ATM when you can only pay with cash. Not offering your clients the option to pay with a credit or debit card could cost you in lost sales. Offering them a mobile credit card machine eliminates this problem.
ZipZap gives you a competitive gain and is simple to use
ZipZap is our mobile payments app that lets your patrons pay immediately and conveniently - giving you that competitive edge. All you need to get started is a smartphone or tablet (the app works across Blackberry, iOS, Andriod and both Windows mobile and desktop) with an internet connection and our ZipZap card reader. Once you’ve applied, paid for and received the reader, you can download the app for free and get started.
The ZipZap reader and app work as easily and rapidly as a credit card machine
You connect the ZipZap card reader, the only of its kind that is compatible with the latest Windows devices, to your smartphone through its Bluetooth connection and use the app on your smartphone to enter the amount that needs to be paid. ZipZap also offer a reader which can connect to any Windows computer via USB. Your client’s card is either inserted into or swiped by the reader after which they enter their PIN code like they would using any traditional terminal. Moments later, after the bank has authorised the payment, an SMS or email can be sent to your customer. All transactions can be viewed through our online portal. You can even perform voids and recompenses using this mobile credit card machine. What’s more, ZipZap is compatible with all South African banks.
ZipZap is extremely inexpensive and startup costs are low
As an SME owner, you might want to make use of mobile apps, but are worried about the startup costs for such cutting edge technology. ZipZap is tremendously cost effective, with the only startup cost being the price of the reader. The ZipZap app is free and you pay a 3% transaction fee for each payment made: no transactions, no fees. You’ll also save on the cash deposit fees you’d have to sustain at the bank if you only accepted cash payments. What’s more, you won’t need to spend money on a landline as you’ll be working off your smartphone’s 3G connection.
Mobile apps are just as protected as other forms of payments
The use of mobile apps for processing payments come with their own security concerns. While more traditional forms of payment might be perceived as safer, mobile apps can actually provide a safer way of accepting payments. ZipZap is Payment Card Industry (PCI) Compliant to Level 1 and all cardholder info, cardholder name, card number, expiry date, security code, is encrypted before being sent to and processed by the bank. You don’t have to worry about the safety of your smartphone either. As it connects to the reader by Bluetooth, you can store the device safely out of sight.